๐Ÿ”’ Privacy Policy

99xo Privacy Policy โ€“ How We Protect Your Data in Pakistan

At 99xo, your personal information is treated with the same care we apply to your money. This policy explains exactly what data we collect, why we collect it, how we store it, who can see it, and what rights you have as a Pakistani player on our platform. We have kept the language straightforward so it is actually readable.

Last Updated: June 2025 12 sections ยท ~12 min read
Effective Date
1 June 2025
Data Controller
99xo / 99xo.cash
๐Ÿ“ง support@99xo.cash
Our Commitments

Six Privacy Promises 99xo Makes to Every Player

Before you read the full policy, here is a plain-language summary of what 99xo commits to on data privacy.

We Never Sell Your Data

99xo does not sell, rent, or trade your personal information to third-party advertisers, data brokers, or marketing companies. Your data stays within the 99xo ecosystem and is only shared with service providers who need it to operate your account.

Encrypted End-to-End

Every connection to 99xo is encrypted using TLS. Payment data is processed by certified payment processors and never stored in readable form on 99xo servers. Your CNIC or passport documents are stored in a secured, access-controlled environment.

Minimal Collection

99xo collects only the data that is necessary to operate your account, process payments, verify your identity, and comply with applicable regulations. We do not collect data for the sake of it, and we do not ask for information we do not need.

You Control Your Data

Pakistani players at 99xo have the right to access the personal data held about them, to request corrections, and to request deletion where permitted. These rights can be exercised by contacting 99xo support at any time.

Clear Retention Limits

99xo retains your personal data only for as long as necessary to fulfil the purposes for which it was collected, or as required by applicable law. Once your data is no longer needed, it is securely deleted or anonymised.

No Unsolicited Marketing

99xo only sends you promotional communications if you have opted in to receive them. You can opt out of marketing messages at any time by updating your communication preferences in your account settings or by contacting support.

99xo

99xo processes all payment data through encrypted, certified channels to protect Pakistani players.

This Privacy Policy describes how 99xo ("we", "us", "our") collects, uses, stores, shares, and protects the personal information of players who register and use the 99xo platform at 99xo.cash. It applies to all Pakistani players and to all 99xo products, including casino games, sports betting, live dealer tables, and promotions.

By creating a 99xo account or using any part of the platform, you acknowledge that you have read this Privacy Policy and consent to the practices described here. If you disagree with any part of this policy, you should not use 99xo.

1. About This Privacy Policy

99xo is committed to protecting the privacy of every player who uses our platform. We understand that Pakistani players entrust us with personal and financial information, and we take that responsibility seriously. This Privacy Policy is designed to explain our practices clearly, without legal jargon that obscures what is actually happening with your data.

This policy was last revised in June 2025. We may update it from time to time as our platform evolves or as applicable regulations change. When significant changes are made, we will notify registered 99xo players via their registered contact method. The date at the top of this page always reflects the most recent revision.

If you have any questions about how 99xo handles your personal data, you can contact our support team at support@99xo.cash or through live chat at any time. We will respond to data-related enquiries within 5 business days.

2. What Data We Collect

99xo collects personal data in several ways โ€“ directly from you during registration, automatically as you use the platform, and through identity verification processes. Here is a breakdown of each category:

Category Examples How Collected
Identity Data Full name, date of birth, CNIC number, nationality Registration form & KYC verification
Contact Data Pakistani mobile number, email address Registration form
Financial Data Payment method type, transaction amounts, deposit/withdrawal history Payment processor, platform logs
Verification Documents CNIC scan, passport copy, proof of address KYC document upload
Gaming Activity Game history, bet amounts, session durations, win/loss records Platform activity logs
Technical Data IP address, device type, browser, operating system, time zone Automatic โ€“ server & cookie logs
Usage Data Pages visited, features used, click patterns, session length Automatic โ€“ analytics tools
Communication Data Support chat transcripts, emails sent to 99xo Your communication with 99xo

99xo does not collect sensitive personal data such as biometric identifiers, health data, or religious or political affiliations. We do not collect data from children under 18, and any account found to be held by a minor is immediately closed and associated data deleted.

3. Why We Collect Your Data

99xo uses your personal data for specific, legitimate purposes only. We do not collect data without a clear reason. The primary purposes are:

  • Account management: To create, maintain, and secure your 99xo account. Your name, contact details, and login credentials are essential for this.
  • Payment processing: To process deposits and withdrawals via your chosen method (Easypaisa, JazzCash, NayaPay, SadaPay, IBFT, or card). Financial data is necessary to execute these transactions correctly.
  • Identity verification (KYC): To verify your age, identity, and payment method ownership as required by our operating standards. This is a legal and integrity obligation, not optional.
  • Platform operation: To provide games, betting markets, promotions, and other features of the 99xo platform. Gaming activity data is used to maintain accurate balances and game histories.
  • Fraud prevention and security: To detect unusual account activity, prevent unauthorised access, identify duplicate accounts, and protect all 99xo players from fraud.
  • Responsible gaming: To monitor player activity for signs of problem gambling and to enforce limits, exclusions, and other responsible gaming measures that players have set for themselves.
  • Customer support: To handle your enquiries, resolve disputes, and review game history when a result is challenged.
  • Legal compliance: To comply with applicable laws and regulatory requirements, including anti-money laundering (AML) and know-your-customer (KYC) obligations.
  • Platform improvement: Usage and technical data helps us understand how Pakistani players use 99xo and where the platform can be improved. This analysis is conducted in aggregate, not at an individual level.
99xo

All 99xo game activity is recorded securely and used only to maintain accurate player histories.

4. Payment Data and Financial Information

Handling financial data responsibly is critical at 99xo because our platform processes real PKR transactions for Pakistani players. Here is how we approach payment data specifically:

When you make a deposit via Easypaisa, JazzCash, NayaPay, SadaPay, IBFT, or a Visa/Mastercard, the transaction is processed by a certified third-party payment processor. 99xo receives confirmation of the transaction outcome and the amount โ€“ we do not receive or store raw card numbers, mobile wallet PINs, or banking credentials.

  • Card numbers processed via Visa or Mastercard are tokenised by the payment processor and the token is what 99xo stores to facilitate repeat deposits. The actual card number is never retained on 99xo infrastructure.
  • Mobile wallet transactions via Easypaisa or JazzCash are processed through the respective provider's API. 99xo stores the transaction reference and amount but not the player's wallet credentials.
  • Bank IBFT transaction details are recorded for reconciliation purposes and retained for the period required by our financial record-keeping obligations.

Transaction records โ€“ amounts, dates, methods, and account references โ€“ are retained by 99xo for a minimum of five years to comply with anti-money laundering record-keeping requirements. This retention period may be extended if a transaction is under review or if required by a regulatory authority.

99xo will never ask you to share your Easypaisa PIN, JazzCash password, bank login credentials, or card CVV number via any communication channel. If anyone claiming to be from 99xo asks for this information, do not provide it and contact our support team immediately.

5. Cookies and Tracking Technologies

99xo uses cookies and similar technologies to operate the platform, remember your preferences, and understand how players use our site. This section explains what we use and why.

What are cookies? Cookies are small text files stored on your device by your browser when you visit a website. They allow the website to recognise your device on subsequent visits and to store certain preferences or session data.

99xo uses the following categories of cookies:

  • Essential cookies: Required for the platform to function. These include session cookies that keep you logged in, security tokens that protect against cross-site request forgery, and cookies that remember your country and language preferences. You cannot opt out of essential cookies without breaking the site.
  • Analytics cookies: Used to understand how Pakistani players navigate 99xo โ€“ which pages are visited most, where users drop off in a registration flow, and how game categories perform. This data is aggregated and anonymised. 99xo uses an analytics platform to process this data.
  • Functional cookies: Remember your display preferences, recently played games, and table or betting market settings within a session. These improve your experience but are not essential to core platform function.
  • Marketing cookies (opt-in only): If you have opted in to receive 99xo promotions, we may use cookies to track which offers you have seen and to avoid showing you the same promotion repeatedly.

You can control cookie settings through your browser preferences. Most modern browsers allow you to block or delete cookies, though doing so may affect how 99xo functions. Essential cookies cannot be disabled without disrupting core platform features such as login and game loading.

6. Who We Share Your Data With

99xo does not sell your personal data. We share data only with third parties who need it to perform specific functions that support the operation of the platform. All third parties who process personal data on behalf of 99xo are contractually required to handle it securely and to use it only for the specified purpose.

Categories of third parties who may receive limited personal data from 99xo include:

  • Payment processors: Easypaisa, JazzCash, NayaPay, SadaPay, banking IBFT networks, and card processing providers receive the transaction data necessary to process your deposits and withdrawals.
  • Identity verification providers: Third-party KYC service providers may process your identity documents to verify your name, age, and document authenticity as part of the account verification process.
  • Game software providers: Live dealer studio partners and RNG game providers receive a player session token to connect your 99xo account to the game. They do not receive your name, CNIC, or payment details.
  • Customer support platform: If 99xo uses a third-party support chat or ticketing tool, your support conversation data may be processed by that provider under a data processing agreement.
  • Legal and regulatory authorities: 99xo may be required to disclose personal data to regulators, law enforcement, or courts in response to a lawful request. We are legally obligated to comply with such requests and cannot always notify you before doing so.

No personal data is shared with third-party marketers, advertising networks, or data brokers. If this ever changes, 99xo will update this Privacy Policy and notify all registered players before the change takes effect.

99xo

99xo keeps your gaming activity private โ€“ your data is never shared with third-party marketers.

7. Data Security

Protecting your personal data from unauthorised access, loss, or misuse is a core operational priority at 99xo. We implement layered security controls across our infrastructure, processes, and the third parties we work with.

Key security measures at 99xo include:

  • TLS encryption: All data transmitted between your device and the 99xo platform is encrypted using TLS. This applies to your login, game activity, payment transactions, and any personal data you submit.
  • Access controls: Personal data stored on 99xo systems is accessible only to staff with a verified operational need. Access is role-based and logged. Employees cannot access player data outside of their defined responsibilities.
  • Secure document storage: KYC documents (CNIC, passport) are stored in an access-controlled, encrypted storage environment. Documents are not accessible to customer support staff beyond what is needed to complete a verification check.
  • Fraud detection systems: Automated systems monitor account activity in real time to detect unusual patterns that may indicate unauthorised access, bonus abuse, or money laundering. Flagged accounts are reviewed by our security team.
  • Regular security reviews: 99xo conducts periodic security reviews of its platform and infrastructure to identify and address vulnerabilities before they can be exploited.

Despite these measures, no digital platform can guarantee absolute security. In the unlikely event of a data breach that affects your personal data, 99xo will notify affected players as required by applicable law and take immediate remedial action.

8. How Long We Keep Your Data

99xo retains personal data for as long as necessary to fulfil the purpose for which it was collected, or as required by applicable law. The following retention periods apply as a general guide:

  • Account data (name, contact details, login history): Retained for the duration of your account and for 5 years after account closure, unless a longer period is required for legal or regulatory compliance.
  • Financial transaction records (deposits, withdrawals, payment method details): Retained for a minimum of 5 years from the date of each transaction in line with financial record-keeping obligations.
  • KYC documents (CNIC, passport): Retained for 5 years from the date of verification. Documents are securely deleted once this period has passed and there are no outstanding compliance requirements.
  • Gaming history (bets, results, session data): Retained for 3 years for operational purposes, including dispute resolution. After this period, data is anonymised for analytical purposes rather than retained in identifiable form.
  • Support communications: Retained for 2 years from the date of the last interaction, after which they are securely deleted.
  • Marketing preferences and opt-in records: Retained for as long as the preference is active, plus 3 years after opting out, as evidence of consent management.

When personal data reaches the end of its retention period, it is either securely deleted or anonymised so that it can no longer be linked to an individual player. Anonymised data may be retained indefinitely for aggregate analytics and platform improvement purposes.

9. Your Data Rights as a 99xo Player

As a player at 99xo, you have rights over the personal data we hold about you. These rights can be exercised by contacting our support team at support@99xo.cash. We will respond to all rights requests within 5 business days.

1
Right of Access

You can request a copy of all personal data 99xo holds about you. We will provide this in a readable format within 5 business days of verifying your identity as the account holder.

2
Right to Correction

If any personal data we hold about you is inaccurate or incomplete, you can request that we correct it. We will update the data and notify you once the correction has been made.

3
Right to Deletion

You can request that 99xo delete your personal data. This right is subject to limitations โ€“ data that must be retained for legal compliance (such as financial records) cannot be deleted until the applicable retention period has passed.

4
Right to Restrict Processing

You can ask 99xo to restrict the processing of your personal data in certain circumstances โ€“ for example, while a correction request is being reviewed or while you are considering whether to request deletion.

5
Right to Data Portability

You can request a copy of your personal data in a structured, machine-readable format where technically feasible. This right applies to data you have provided to 99xo directly, such as account profile information.

6
Right to Withdraw Consent

Where 99xo processes your data based on your consent โ€“ such as for marketing communications โ€“ you can withdraw that consent at any time. Withdrawal does not affect the lawfulness of processing that took place before you withdrew consent.

10. Marketing Preferences

99xo sends promotional communications โ€“ including new game alerts, PSL betting market announcements, bonus offers, and cashback updates โ€“ only to players who have opted in to receive them. Marketing communication is never sent to players who have not opted in, and opting in is never a requirement for using the platform.

If you have opted in and wish to stop receiving marketing communications from 99xo, you can:

  • Update your notification preferences in the Account Settings section of your 99xo profile
  • Click the unsubscribe link included at the bottom of any marketing email from 99xo
  • Contact 99xo support via live chat and request to be removed from marketing communications

Opting out of marketing does not affect transactional communications, which include deposit confirmations, withdrawal notifications, account security alerts, and verification requests. These are necessary communications related to the operation of your account and cannot be turned off.

11. Third-Party Links

The 99xo platform may contain references to third-party services such as payment providers or game certification bodies. This Privacy Policy applies only to 99xo and to the data processed by 99xo and its authorised processors. It does not apply to any third-party website or service that you navigate to from 99xo.

When you interact with a third-party service โ€“ for example, completing a transaction through the Easypaisa or JazzCash app โ€“ you are subject to that provider's own privacy policy and terms. 99xo is not responsible for the data practices of third-party services.

12. Updates to This Privacy Policy

99xo reviews this Privacy Policy periodically to ensure it accurately reflects our data practices. Changes may be made in response to platform updates, new regulatory requirements, or changes in how we process data.

When we make material changes to this policy โ€“ changes that meaningfully affect how your data is processed or what rights you have โ€“ we will notify registered 99xo players via email or via an in-platform notification before the change takes effect.

For minor changes, such as clarifying existing language or correcting typographical errors, we will update the "Last Updated" date at the top of this page without sending a direct notification. We recommend checking this page periodically if you want to stay current with our practices.

For any privacy-related questions, data rights requests, or concerns about how 99xo handles your personal information, contact us at support@99xo.cash. Our team will respond within 5 business days.

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